Housing Counseling Centers

Last updated: April 29, 2022

HUD-approved agencies under the City’s Housing Counseling Centers Program provide FREE housing counseling services to homeowners that are at risk of foreclosure and first-time homebuyers.

  • Housing Counseling Centers Program (HCC) – Provides an eight-hour homebuyer education certificate, which may include six hours of pre-purchase education counseling and two hours of individual counseling to potential buyers. Agencies also provide personalized foreclosure prevention counseling and education to at-risk homeowners. The HUD-approved agencies can assist at-risk homeowners by making direct contact with their current lenders or servicers regarding loss mitigation options. 

The HCC program provides information, advice, and assistance to current and potential homeowners. All services may be rendered through one-on-one counseling, stand-alone courses, or a combination of both. Agencies do not charge a fee for any of the programs and must meet the standards prescribed by HUD.

Please note: Online certificates are not accepted for most City of Chicago purchase price assistance programs.

 

Housing Counseling Centers

Agency Name Address Phone Email & Website Counseling Services Languages
Center for Changing Lives

1955 N. St. Louis Ave., #101
Chicago, IL 60647
773.342.1751

 

natalie@cclconnect.org

cclconnect.org

  • Pre-Purchase Counseling 
  • Pre-Purchase Homebuyer Education Workshops 
  • Mortgage Delinquency and Default Resolution Counseling 
English
Spanish
Chicago Urban League 4510 S. Michigan Ave.
Chicago, IL 60653

Foreclosure Prevention:
Cynthia Hubbard
708.794.6606

Pre-Purchase:
Pamela Stalling
312.379.9521

Foreclosure Prevention:
cjordan@chiul.org

Pre-Purchase:
pstalling@chiul.org

www.chiul.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Mortgage Delinquency and Default Resolution Counseling
English
Chinese American Service League 2141 S. Tan Court
Chicago, IL 60616
312.791.0418
Ext 3327

weiying_zhang@caslservice.org

www.caslservice.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
Cantonese
Mandarin
English

Far South CDC
(formerly known as Genesis Housing Development Corporation)

837 W. 115th St.
Chicago, IL 60643
773.831.7107

hello@farsouthcdc.org

www.farsouthcdc.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Education Workshops
  • Rental Workshops

English
Spanish

Great Lakes Credit Union 1011 W Lawrence Ave.
Chicago, IL 60640
224.252.2620

housing@glcu.org

www.glcu.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education 
  • Mortgage Delinquency and Default Resolution Counseling
  • Post-Purchase Counseling
English
Spanish
Latin United Community Housing Association (LUCHA) 1152 N. Christiana Ave.
Chicago, IL 60651
773.489.8484

intake@lucha.org

www.lucha.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Mortgage Delinquency and Default Resolution Counseling
English
Spanish
Neighborhood Housing Services of Chicago

1279 N Milwaukee Ave. Suite 400
Chicago, IL 60622

South Side Hub: 639 E. 87th St.
Chicago, IL 60619 

West Side Hub: 3601 W. Chicago Ave.
Chicago, IL 60651

 

773.329.4111

homeownership@nhschicago.org

www.nhschicago.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Education Workshops
English
Spanish
Northside Community Development Corporation

1530 W. Morse Ave.
Chicago, IL 60626

773.262.2290

christina@northsidecr.org

www.northsidecdc.org

  •  Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops 
English
Spanish
Northwest Side Housing Center 5233 W. Diversey Ave.
Chicago, IL 60639
773.283.3888

lrahravan@nwshc.org

www.nwshc.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
English
Polish
Spanish
Oak Park Regional Housing Center dba West Cook 5934 W. Lake St.

Chicago, IL 60644

773.887.5187

dwilliams@westcookhomeownership.org

www.westcookhomeownership.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Mortgage Delinquency and Default Resolution Counseling
English
Spanish Coalition for Housing

1922 N. Pulaski Road
Chicago, IL
60639

9010 S. Commercial Ave.
Chicago, IL 60617

773.342.7575

 

 

773.933.7575

help@sc4housing.org

 

www.sc4Housing.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
 English
Spanish
The Resurrection Project

1805 S. Paulina St.
Chicago, IL 60608

312.880.1137

homes@resurrectionproject.org

www.resurrectionproject.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
 English
Spanish
YMCA Metropolitan Chicago (formerly Partners in Community Building, Inc. 56 E. 47th StSuite 525C
Chicago, IL 60653
 312.328.0873

marlo.payne@ywcachicago.org

www.picbchicago.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops 
  • Mortgage Delinquency and Default Resolution Counseling
  • Financial Management

English
Spanish

  

Service Facts

Department:

I Want To