Housing Counseling Centers

Last updated: Jan. 17, 2023

HUD-approved agencies under the City’s Housing Counseling Centers Program provide FREE housing counseling services to homeowners that are at risk of foreclosure and/or first-time homebuyers.

  • Housing Counseling Centers Program (HCC) – Provides an eight-hour homebuyer education course, which may include six hours of pre-purchase education counseling and two hours of individual counseling to potential buyers. Agencies also provide personalized foreclosure prevention counseling and education to at-risk homeowners. The HUD-approved agencies can assist at-risk homeowners by making direct contact with their current lenders or servicers regarding loss mitigation options. 

All services may be rendered through one-on-one counseling, stand-alone courses, or a combination of both. Agencies do not charge a fee for any of the programs and must meet the standards prescribed by HUD.

Please note: Online certificates are not accepted for most City of Chicago purchase price assistance programs.

 

Housing Counseling Centers

Agency Name Address Phone Email & Website Counseling Services Languages
Center for Changing Lives

1955 N. St. Louis Ave., #101
Chicago, IL 60647
773.342.1751

 

natalie@cclconnect.org

cclconnect.org

  • Pre-Purchase Counseling 
  • Pre-Purchase Homebuyer Education Workshops 
  • Mortgage Delinquency and Default Resolution Counseling 
English
Spanish
Chicago Urban League 4510 S. Michigan Ave.
Chicago, IL 60653

773.285.1500

Dbeaver@chiul.org

www.chiul.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Mortgage Delinquency and Default Resolution Counseling
English
Chinese American Service League 2141 S. Tan Court
Chicago, IL 60616
312.791.0418
Ext 3327

housing@caslservice.org

www.caslservice.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
Cantonese
Mandarin
English

Far South CDC
(formerly known as Genesis Housing Development Corporation)

837 W. 115th St.
Chicago, IL 60643
773.831.7107

hello@farsouthcdc.org

www.farsouthcdc.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Education Workshops
  • Rental Workshops
English
Great Lakes Credit Union 1011 W Lawrence Ave.
Chicago, IL 60640
224.252.2620

housing@glcu.org

www.glcu.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education 
  • Mortgage Delinquency and Default Resolution Counseling
  • Post-Purchase Counseling
English
Spanish
Latin United Community Housing Association (LUCHA) 1152 N. Christiana Ave.
Chicago, IL 60651
773.489.8484

lucha@lucha.org

www.lucha.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Mortgage Delinquency and Default Resolution Counseling
English
Spanish
Neighborhood Housing Services of Chicago

1279 N Milwaukee Ave. Suite 400
Chicago, IL 60622

South Side Hub: 639 E. 87th St.
Chicago, IL 60619 

West Side Hub: 3601 W. Chicago Ave.
Chicago, IL 60651

 

773.329.4111
option 3

homeownership@nhschicago.org

www.nhschicago.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Education Workshops
English
Spanish
Northside Community Development Corporation

1530 W. Morse Ave.
Chicago, IL 60626

773.262.2290

info@northsidecr.org

www.northsidecdc.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops 
English
Spanish
Northwest Center (formerly Northwest Side Housing Center) 5233 W. Diversey Ave.
Chicago, IL 60639
773.283.3888

info@northwestcenterchicago.org

www.northwestcenterchicago.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
English
Polish
Spanish
Oak Park Regional Housing Center dba West Cook 5934 W. Lake St.

Chicago, IL 60644

773.887.5187

dwilliams@westcookhomeownership.org

www.westcookhomeownership.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Mortgage Delinquency and Default Resolution Counseling
English
Spanish Coalition for Housing

1922 N. Pulaski Road
Chicago, IL
60639

9010 S. Commercial Ave.
Chicago, IL 60617

773.342.7575

 

 

773.933.7575

help@sc4housing.org

 

www.sc4Housing.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
 English
Spanish
The Resurrection Project

1805 S. Paulina St.
Chicago, IL 60608

312.880.1137

homes@resurrectionproject.org

www.resurrectionproject.org

  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
 English
Spanish
YMCA Metropolitan Chicago (formerly Partners in Community Building, Inc. 56 E. 47th St., Suite 525C
Chicago, IL 60653
 312.328.0873

lafayette.williams@ywcachicago.org

www.ywcachicago.org

  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops 
  • Mortgage Delinquency and Default Resolution Counseling
  • Financial Management

English
Spanish

  

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